At U.S. Bank, we're passionate about helping customers and the communities where we live and work. The fifth-largest bank in the United States, we're one of the country's most respected, innovative and successful financial institutions. U.S. Bank is an equal opportunity employer committed to creating a diverse workforce. We consider all qualified applicants without regard to race, religion, color, sex, national origin, age, sexual orientation, gender identity, disability or veteran status, among other factors.Job Description
Supports Relationship Managers and Portfolio Managers in the Financial Institutions Group (FIG) to manage an assigned portfolio of customer relationships. Completes accurate and consistent financial statements spreads, quarterly trend analyses, quarterly monitoring reports and covenant tests in accordance with bank spreading standards and credit policies. Analyzes financial data and prepares comprehensive written analyses. Analyzes portfolio credit quality and assists with industry sector reports. Assists Portfolio Managers in preparing and presenting credit requests for Credit Approval. Assists with the completion of due diligence and maintaining a compliance monitoring and financial statistic database that tracks credit agreement requirements, receipt of customer's financial reporting requirements, and credit metric trends.
Bachelor's degree, or equivalent work experience
Three to five years of experience in a finance/analytical related role
Background in economics, accounting, and/or finance and has the ability to apply knowledge in those areas to understanding the overall lending and business environment
Advanced knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
Experience working in the banking and/or insurance industry
Strong analytical skills and attention to detail
Strong technical report writing skills
Effective verbal and written communication skills
Telecommuting / Office Location(s)
During the pandemic this position will be onboarded and worked remotely/from home. Once it's safe again, employees will likely be expected to return to the office; therefore, eligible candidates must live within commuting distance to one of our three offices located in:
Cincinnati, Ohio (Downtown)
New York, New York (Midtown Manhattan)
Minneapolis, Minnesota (Downtown West)
Take care of yourself and your family with U.S. Bank employee benefits. We know that healthy employees are happy employees, and we believe that work/life balance should be easy to achieve. That's why we share the cost of benefits and offer a variety of programs, resources and support you need to bring your full self to work and stay present and committed to the people who matter most - your family.
Learn all about U.S. Bank employee benefits, including tuition reimbursement, retirement plans and more, by visiting usbank.com/careers.
EEO is the Law
Applicants can learn more about the company's status as an equal opportunity employer by viewing the federal EEO is the Law poster.
U.S. Bank participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories. The E-Verify program is an Internet-based employment eligibility verification system operated by the U.S. Citizenship and Immigration Services. Learn more about the E-Verify program.
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