Description
What's Under the Hood
DriveTime Family of Brands includes in-house financing and servicing through Bridgecrest, which is one of the country's leading financial servicing providers. Bridgecrest services roughly $17 billion in finance receivables for DriveTime and other third parties. We service auto loans across a wide credit spectrum with the intent of creating a strong path to vehicle ownership for our customers.
That's Nice, But What's the Job?
This is not a position for which sponsorship will be provided. Individuals with temporary visas or who need sponsorship now or in the future are not eligible for hire at this time.
The Risk Analyst II, Digital Lending role is responsible for helping to build best-in-class lending solutions that integrate third party products, dynamic customer flow decisioning logic, and risk segmentation strategies. You will use creative problem solving and analytical skills to design strategies that accomplish our organizational initiative of delivering a streamlined, automated origination process to all our customers. You will be a key player within the Lending organization and will have the opportunity to present strategic recommendations to Executive Leaders.
In long, our Risk Analyst II is responsible for:
Designing, developing, testing, and implementing business strategies to minimize risk while delivering a streamlined, automated car-buying process for our customers.
Partnering closely with colleagues throughout the business including Risk Management, Product Management, Marketing, Website, Retail, and Lending Operations to implement effective cross-functional solutions.
Constructing in-depth quantitative analysis by processing, manipulating, and studying large datasets.
Communicating analytical findings with colleagues and senior leaders using concise insights and visualizations to drive action.
Leveraging emerging technologies and critical thinking skills to continually innovate and automate existing methodologies, processes, and reporting.
So What Kind of Folks Are We Looking for?
Exceptional analytical skills. You'll need the ability to analyze complex data and in return, prepare timely presentations on your findings.
Excellent verbal and written communication skills. The ability to talk and write with confidence, charisma and competence for a wide variety of audiences including management.
Strategic thinker. We are looking for an individual that takes an insightful, future oriented, open-minded and proactive approach to thinking.
Plays well with others. Part of your job will be working in conjunction with various groups across the business to achieve corporate goals.
Entrepreneurial spirit. An attitude and approach to thinking that actively seeks out change. You'll need a mindset that embraces critical questioning, innovation, and continuous improvement.
Passionate and goal-oriented. We are looking for someone that is enthusiastic about their work and is passionate about not only meeting their goals but exceeding them.
Agile in a fast-past environment. We move, and we move quickly. Thriving in an environment that never stops is a must.
The Specifics.
Bachelor's or master's degree in a quantitative field such as economics, engineering, finance, statistics, or related hard science discipline
2+ years of data analysis experience
Strong knowledge of Excel, SQL, and Tableau
So What About the Perks? Perks matter
- Medical, dental, and vision, oh my! DriveTime Family of Brands covers a sizable amount of insurance premiums to ensure our employees receive top-tier healthcare coverage.
- But Wait, There's More. 401(K), Company paid life insurance policy, short and long-term disability coverage to name a few.
- Growth Opportunities. You grow, I grow, we all grow! But seriously, DriveTime Family of Brands is committed to providing its employees with every opportunity to grow professionally with roughly over 1,000 employees promoted year over year.
- Tuition Reimbursement. We're as passionate about your professional development as you are. With that, we'll put our money where our mouth is.
- Wellness Program. Health is wealth! This program includes self-guided coaching and journeys, cash incentives and discounts on your medical premiums through engaging in fun activities!
- Gratitude is Green. We offer competitive pay across the organization, because, well… money matters!
- In-House Gym. We want our employees to be the best versions of themselves. So come early, take a break in your day or finish strong with a workout!
- Give Us a Reason (or not), and We'll Celebrate. Regardless of whether there is a holiday or not, we are finding ways to kick back and enjoy each other's company outside of day-to-day work.
- Smart-Casual Dress. Come dressed in jeans (you'll fit right in with the rest of us).
- Paid Time Off & Paid Holidays. Not just lip service: we work hard, to play hard.
Anything Else? Absolutely.
DriveTime Family of Brands is Great Place to Work Certified! And get this: 90% of our rockstar employees say they feel right at home here. We could spend a lot of time having you read about ALL our awards, but we'll save time (and practice some humility) just naming a few others; Comparably Awards: Best Company for Diversity, Best Company Culture and Best Company Leadership, oh and don't forget Phoenix Business Journal Healthiest Employers (okay, we'll stop there)!
Hiring is contingent upon successful completion of our background and drug screening process. DriveTime is a drug-free, tobacco-free workplace and an Equal Opportunity Employer.
And when it comes to hiring, we don't just look for the right person for the job, we seek out the right person for DriveTime. Buckle up for plenty of opportunities to grow in a professional, fun, and high-energy environment!
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