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Company: Mastercard
Location: Vienna, Vienna, Austria
Career Level: Associate
Industries: Banking, Insurance, Financial Services

Description

Our Purpose

Mastercard powers economies and empowers people in 200+ countries and territories worldwide. Together with our customers, we're helping build a sustainable economy where everyone can prosper. We support a wide range of digital payments choices, making transactions secure, simple, smart and accessible. Our technology and innovation, partnerships and networks combine to deliver a unique set of products and services that help people, businesses and governments realize their greatest potential.

Title and Summary

Director, Specialist Sales SME Overview
Mastercard's SME Segment helps banks, fintechs and ecosystems digitize B2B payments and deliver value added services for small and medium enterprises. As Director, Specialist Sales – SME (DACH) you will lead commercial execution across Financial Institutions (FI) and FinTechs, and accelerate Alternative Distribution channels (e.g., Payfacs, ISVs, embedded finance platforms) to capture new payment flows and service revenues.
You will partner closely with regional product, divisional Customer Solutions Center (CSC), local account management and business development teams, and with strategic customers and prospects to translate our global SME vision into measurable market outcomes in DACH.

Key Responsibilities:
1) Localize the SME/CNPF vision for DACH
- Drive together with financial institutions, FinTechs, acquirer and ISVs the evolutions of SME products available to SME customers in DACH
- Develop go to market approaches with the CSC, AMs and BD teams in alignment with the overall European strategy and drive sales in the cluster.
- Own and drive market performance for countries via KPIs, dashboards, pipeline and win rates for your markets
- Enable field teams with clear narratives on the value created by solutions expressed in clear business cases and value to the customer

2) Orchestrate best in class launches
- Prioritize sales actions based on DACH market relevance of new or enhanced SME services both Mastercard's own or partner solutions and align with product, country leads and AMs/BD
- Refine positioning & roadmap for top priority customer and services considering DACH's regulatory, competitive and customer landscape
- Accelerate time to market via ecosystem levers (partnerships, certifications, co marketing, implementation readiness and customer success)
- Share best practices on sales motions and implementation, support AMs during RFPs with competitive intelligence and custom-designed value propositions

3) Drive business development across FI, FinTech and Alternative Distribution
- Own the SME segment for DACH: maintain a robust, accurately staged Salesforce pipeline for both direct and partner sourced opportunities
- Lead management and executive engagement with issuers, acquirers, Payfacs/ISVs and platform partners to capture new payment flows from supplier payments, expense management, receivables and cross border flows
- Deliver tangible outcomes aligned to Mastercard objectives (GDV, NR, signed optimizations, wins) and expand footprint into Commercial and New Payment Flows

4) Lead cross functional execution
- Connect the dots across Product, Pricing & Interchange, Franchise, Legal, Customer Delivery and Marketing to unblock complex deals and launches
- Champion post launch success - monitor adoption and operational health; run post mortems and embed learnings into enhancements
- Educate and inspire internal teams and the market on the SME solutions suite through pitches, narratives and thought leadership
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All About You
- Experience in payments, banking, fintech or adjacent B2B services, with proven sales ownership (new wins, optimizations, portfolio growth)
- Account management / consultative selling proficiency
- Strategy/consulting exposure and project leadership with technology enabled solutions; strong analytical and operator mindset
- Depth across issuing & acquiring, virtual cards, acceptance, receivables/payables, and SME SaaS/embedded finance models
- Fluent German and English (written and spoken); other languages a plus.
- Master's/MBA preferred; Bachelor's required

Competencies:
- Commercial acuity with the ability to build quantifiable business cases and articulate ROI to senior stakeholders
- Builder's mindset - proactive, resilient, comfortable with ambiguity; enterprise collaboration in a matrix environment
- Data driven - expert in pipeline hygiene, forecast accuracy, and performance analytics; crisp storytelling (PowerPoint)
- Executive presence and negotiation skills; trusted advisor to FI/FinTech and platform leaders

Performance Measures:
- Volume growth and Gross/Net Revenue contribution for DACH
- Signed opportunities (new issuance, optimizations, alt. distribution deals) and RFP win rate
- Pipeline quality (coverage, velocity, stage fidelity) and delivery against quarterly operating cadence

Travel: ~30% across Germany, Austria and Switzerland

Corporate Security Responsibility


All activities involving access to Mastercard assets, information, and networks comes with an inherent risk to the organization and, therefore, it is expected that every person working for, or on behalf of, Mastercard is responsible for information security and must:

  • Abide by Mastercard's security policies and practices;

  • Ensure the confidentiality and integrity of the information being accessed;

  • Report any suspected information security violation or breach, and

  • Complete all periodic mandatory security trainings in accordance with Mastercard's guidelines.




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